Those who wish to create a comprehensive investment management plan use Angart’s Investment Management Services. Angart & Co. provides investment management services for retirement plans, education funds, estates, trusts, and general personal assets. Robert Angart personally manages every investment account to meet the objectives of each client. Angart often manages a group of accounts for a client. These may include personal assets, joint accounts, individual retirement accounts, 401(k)’s, and trusts. Angart & Co. will invest client funds only invested in stocks, bonds, mutual funds, exchange-traded funds (ETFs) and government securities. These assets are in the client’s name, in a custodial bank or brokerage firm. Client assets are never in ANGART’s name. ANGART’ Investment Management’s philosophy is to devise an appropriate long-term strategy that will assist in achieving financial goals with the least amount of unnecessary risk. The asset allocation decision is one of the most crucial factors in determining both the return and risk of an investment portfolio. Asset allocation is the process of developing a diversified investment portfolio by combining assets in varying proportions.

Assets are anything that generate income, or purchased and sold, such as stocks, bonds, or certificates of deposit. Asset classes are groupings of assets with similar characteristics and properties. Examples of asset classes are large company stocks, small company stocks, corporate bonds, and government treasuries.

Every asset class has distinct characteristics and may perform differently in response to market changes. Therefore, careful consideration to determine which assets you should hold and the amount you should allocate to each class. Factors that influence the asset allocation decision are your financial needs and goals, the length of your investment horizon, and your attitude toward risk. Mutual funds and EFTs are investment pools that offer diversification, economies of scale, divisibility, liquidity, professional management, and convenience. These accounts provide clients with two important advantages: individual professional asset allocation, and diversification through mutual fund investments.

Angart & Co. practices financial planning and asset management as an ongoing process. We are managers of risk, not just money, and that is a continuing responsibility. We approach our advice from an understanding of our client’s overall resources and objectives. Only after we have completed a thorough financial planning review are we able to communicate specific written communications. We view financial planning as consisting of four distinct components – planning, implementation, ongoing review, and management. Quite early in our practice, we realize that financial planning recommendations without implementation are of little value. Therefore, we combine the planning, implementation, and ongoing management components into the overall financial planning process. Within the evaluation phase, we examine your financial situation, review implications of various strategies, assess your ability to achieve stated financial objectives, identify existing and potential pitfalls, and address other problem areas by way of specific written planning recommendations. After we have discussed these recommendations and agreed upon a plan of action, we assist with implementing these recommendations. This may include repositioning investments, assisting in estate planning, and setting up a framework for making ongoing financial decisions.

Once the initial evaluation phase is complete, we proceed into ongoing management. This component of the financial planning consists of supervisory investment management advice on quickly changing economic conditions, advice on changing financial circumstances, regular investment reporting, and quarterly meetings.

For certain circumstances, most issues revolve around the proper alignment of investment resources with objectives. In these cases, we focus on portfolio design and implementation. This also includes a baseline investment portfolio report. This service is design solely for clients entering into an investment management agreement for ongoing portfolio management where significant planning issues are not present.

Angart & Co. offers a wide variety of services to meet the financial objectives of individuals and firms. We collaborate closely with clients to determine their needs and objectives and then recommend suitable strategies and actions.

• Pre-Retirement Planning
  
  • Optimize Investment Portfolio Performance
  • Wealth Accumulation Planning
  • Advance Tax Planning & Deferral
  • Estate Analysis and Redesign
     
• Retirement Income Planning
  
  • Retirement with a Comfortable Standard of Living
  • IRA Rollovers
  • Portfolio Analysis and Redesign
  • Setting up Qualified Plans or Other Tax-Advantaged Retirement Plans
     
• Risk Management
  • Managing Family Income in the Event of Disability or Death
  • Identifying Current and Future Risk Exposure
  • Evaluating Cost-Effectiveness of Current Coverage

• Estate Planning
  • Minimizing Probate Expenses, Delays and Publicity
  • Reducing or Eliminating Estate Taxes
  • Assuring Proper Management of Family Assets
  • Evaluating the Proper Manner of Holding Title to Property